← Back to Macro Copy link Mortgage Rate (30-Year Fixed) Average 30-year fixed mortgage rate.
Weekly mortgage rate MORTGAGE30US is Freddie Mac PMMS’s national average for 30-year fixed mortgage rates, based on a weekly survey. It is not a personalized loan quote, an individual offer, or a guaranteed borrower rate.
Latest weekly observation 7.24% — observation date 2026-10-29
Change from previous weekly observation -0.08 percentage points (from 2026-10-22 to 2026-10-29) Observation date identifies the week’s reported rate. Release, publication, and collection dates describe when the source released, published, or our system collected the data; a collection check does not create a new rate observation.
Source series ID MORTGAGE30US
Reported unit / scale Percent (%)
Transformation Published average 30-year fixed mortgage rate; raw rate, not a change.
Release cadence weekly
Seasonal adjustment Not seasonally adjusted Revision policy FRED observations can be revised after publication. ALFRED is the reference for historical vintages as originally published; this page shows the current series, not vintage data. About ALFRED vintages Observed coverage 161 valid observations
Earliest observation: 2023-10-05
Latest observation: 2026-10-29
Source observation date: 2026-10-29
Last collected: 2026-11-02T20:00:42.259Z
Visible chart range summary
First 6.17% — observation date 2025-10-30
Latest 7.24% — observation date 2026-10-29
Minimum 5.98% — observation date 2026-02-26
Maximum 7.4% — observation date 2026-10-08
First-to-latest change +1.1 percentage points (pp) — observation dates 2025-10-30 to 2026-10-29 Latest observation (2026-10-29): 7.24%
Last checked: 2026-11-02T20:00:42.259Z
Current
Compare estimated monthly payments Default loan: $300,000 principal over 360 months (30 years). Choose two observed 30-year fixed mortgage rates.
First observation2023-10-05 — 7.49% 2023-10-12 — 7.57% 2023-10-19 — 7.63% 2023-10-26 — 7.79% 2023-11-02 — 7.76% 2023-11-09 — 7.5% 2023-11-16 — 7.44% 2023-11-22 — 7.29% 2023-11-30 — 7.22% 2023-12-07 — 7.03% 2023-12-14 — 6.95% 2023-12-21 — 6.67% 2023-12-28 — 6.61% 2024-01-04 — 6.62% 2024-01-11 — 6.66% 2024-01-18 — 6.6% 2024-01-25 — 6.69% 2024-02-01 — 6.63% 2024-02-08 — 6.64% 2024-02-15 — 6.77% 2024-02-22 — 6.9% 2024-02-29 — 6.94% 2024-03-07 — 6.88% 2024-03-14 — 6.74% 2024-03-21 — 6.87% 2024-03-28 — 6.79% 2024-04-04 — 6.82% 2024-04-11 — 6.88% 2024-04-18 — 7.1% 2024-04-25 — 7.17% 2024-05-02 — 7.22% 2024-05-09 — 7.09% 2024-05-16 — 7.02% 2024-05-23 — 6.94% 2024-05-30 — 7.03% 2024-06-06 — 6.99% 2024-06-13 — 6.95% 2024-06-20 — 6.87% 2024-06-27 — 6.86% 2024-07-03 — 6.95% 2024-07-11 — 6.89% 2024-07-18 — 6.77% 2024-07-25 — 6.78% 2024-08-01 — 6.73% 2024-08-08 — 6.47% 2024-08-15 — 6.49% 2024-08-22 — 6.46% 2024-08-29 — 6.35% 2024-09-05 — 6.35% 2024-09-12 — 6.2% 2024-09-19 — 6.09% 2024-09-26 — 6.08% 2024-10-03 — 6.12% 2024-10-10 — 6.32% 2024-10-17 — 6.44% 2024-10-24 — 6.54% 2024-10-31 — 6.72% 2024-11-07 — 6.79% 2024-11-14 — 6.78% 2024-11-21 — 6.84% 2024-11-27 — 6.81% 2024-12-05 — 6.69% 2024-12-12 — 6.6% 2024-12-19 — 6.72% 2024-12-26 — 6.85% 2025-01-02 — 6.91% 2025-01-09 — 6.93% 2025-01-16 — 7.04% 2025-01-23 — 6.96% 2025-01-30 — 6.95% 2025-02-06 — 6.89% 2025-02-13 — 6.87% 2025-02-20 — 6.85% 2025-02-27 — 6.76% 2025-03-06 — 6.63% 2025-03-13 — 6.65% 2025-03-20 — 6.67% 2025-03-27 — 6.65% 2025-04-03 — 6.64% 2025-04-10 — 6.62% 2025-04-17 — 6.83% 2025-04-24 — 6.81% 2025-05-01 — 6.76% 2025-05-08 — 6.76% 2025-05-15 — 6.81% 2025-05-22 — 6.86% 2025-05-29 — 6.89% 2025-06-05 — 6.85% 2025-06-12 — 6.84% 2025-06-18 — 6.81% 2025-06-26 — 6.77% 2025-07-03 — 6.67% 2025-07-10 — 6.72% 2025-07-17 — 6.75% 2025-07-24 — 6.74% 2025-07-31 — 6.72% 2025-08-07 — 6.63% 2025-08-14 — 6.58% 2025-08-21 — 6.58% 2025-08-28 — 6.56% 2025-09-04 — 6.5% 2025-09-11 — 6.35% 2025-09-18 — 6.26% 2025-09-25 — 6.3% 2025-10-02 — 6.34% 2025-10-09 — 6.3% 2025-10-16 — 6.27% 2025-10-23 — 6.19% 2025-10-30 — 6.17% 2025-11-06 — 6.22% 2025-11-13 — 6.24% 2025-11-20 — 6.26% 2025-11-26 — 6.23% 2025-12-04 — 6.19% 2025-12-11 — 6.22% 2025-12-18 — 6.21% 2025-12-24 — 6.18% 2025-12-31 — 6.15% 2026-01-08 — 6.16% 2026-01-15 — 6.06% 2026-01-22 — 6.09% 2026-01-29 — 6.1% 2026-02-05 — 6.11% 2026-02-12 — 6.09% 2026-02-19 — 6.01% 2026-02-26 — 5.98% 2026-03-05 — 6% 2026-03-12 — 6.11% 2026-03-19 — 6.22% 2026-03-26 — 6.38% 2026-04-02 — 6.46% 2026-04-09 — 6.37% 2026-04-16 — 6.3% 2026-04-23 — 6.23% 2026-04-30 — 6.3% 2026-05-07 — 6.37% 2026-05-14 — 6.36% 2026-05-21 — 6.51% 2026-05-28 — 6.53% 2026-06-04 — 6.48% 2026-06-11 — 6.52% 2026-06-18 — 6.47% 2026-06-25 — 6.49% 2026-07-02 — 6.43% 2026-07-09 — 6.49% 2026-07-16 — 6.55% 2026-07-23 — 6.58% 2026-07-30 — 6.66% 2026-08-06 — 6.69% 2026-08-13 — 6.67% 2026-08-20 — 6.65% 2026-08-27 — 6.66% 2026-09-03 — 6.71% 2026-09-10 — 6.76% 2026-09-17 — 6.95% 2026-09-24 — 7.03% 2026-10-01 — 7.28% 2026-10-08 — 7.4% 2026-10-15 — 7.4% 2026-10-22 — 7.32% 2026-10-29 — 7.24% Second observation2023-10-05 — 7.49% 2023-10-12 — 7.57% 2023-10-19 — 7.63% 2023-10-26 — 7.79% 2023-11-02 — 7.76% 2023-11-09 — 7.5% 2023-11-16 — 7.44% 2023-11-22 — 7.29% 2023-11-30 — 7.22% 2023-12-07 — 7.03% 2023-12-14 — 6.95% 2023-12-21 — 6.67% 2023-12-28 — 6.61% 2024-01-04 — 6.62% 2024-01-11 — 6.66% 2024-01-18 — 6.6% 2024-01-25 — 6.69% 2024-02-01 — 6.63% 2024-02-08 — 6.64% 2024-02-15 — 6.77% 2024-02-22 — 6.9% 2024-02-29 — 6.94% 2024-03-07 — 6.88% 2024-03-14 — 6.74% 2024-03-21 — 6.87% 2024-03-28 — 6.79% 2024-04-04 — 6.82% 2024-04-11 — 6.88% 2024-04-18 — 7.1% 2024-04-25 — 7.17% 2024-05-02 — 7.22% 2024-05-09 — 7.09% 2024-05-16 — 7.02% 2024-05-23 — 6.94% 2024-05-30 — 7.03% 2024-06-06 — 6.99% 2024-06-13 — 6.95% 2024-06-20 — 6.87% 2024-06-27 — 6.86% 2024-07-03 — 6.95% 2024-07-11 — 6.89% 2024-07-18 — 6.77% 2024-07-25 — 6.78% 2024-08-01 — 6.73% 2024-08-08 — 6.47% 2024-08-15 — 6.49% 2024-08-22 — 6.46% 2024-08-29 — 6.35% 2024-09-05 — 6.35% 2024-09-12 — 6.2% 2024-09-19 — 6.09% 2024-09-26 — 6.08% 2024-10-03 — 6.12% 2024-10-10 — 6.32% 2024-10-17 — 6.44% 2024-10-24 — 6.54% 2024-10-31 — 6.72% 2024-11-07 — 6.79% 2024-11-14 — 6.78% 2024-11-21 — 6.84% 2024-11-27 — 6.81% 2024-12-05 — 6.69% 2024-12-12 — 6.6% 2024-12-19 — 6.72% 2024-12-26 — 6.85% 2025-01-02 — 6.91% 2025-01-09 — 6.93% 2025-01-16 — 7.04% 2025-01-23 — 6.96% 2025-01-30 — 6.95% 2025-02-06 — 6.89% 2025-02-13 — 6.87% 2025-02-20 — 6.85% 2025-02-27 — 6.76% 2025-03-06 — 6.63% 2025-03-13 — 6.65% 2025-03-20 — 6.67% 2025-03-27 — 6.65% 2025-04-03 — 6.64% 2025-04-10 — 6.62% 2025-04-17 — 6.83% 2025-04-24 — 6.81% 2025-05-01 — 6.76% 2025-05-08 — 6.76% 2025-05-15 — 6.81% 2025-05-22 — 6.86% 2025-05-29 — 6.89% 2025-06-05 — 6.85% 2025-06-12 — 6.84% 2025-06-18 — 6.81% 2025-06-26 — 6.77% 2025-07-03 — 6.67% 2025-07-10 — 6.72% 2025-07-17 — 6.75% 2025-07-24 — 6.74% 2025-07-31 — 6.72% 2025-08-07 — 6.63% 2025-08-14 — 6.58% 2025-08-21 — 6.58% 2025-08-28 — 6.56% 2025-09-04 — 6.5% 2025-09-11 — 6.35% 2025-09-18 — 6.26% 2025-09-25 — 6.3% 2025-10-02 — 6.34% 2025-10-09 — 6.3% 2025-10-16 — 6.27% 2025-10-23 — 6.19% 2025-10-30 — 6.17% 2025-11-06 — 6.22% 2025-11-13 — 6.24% 2025-11-20 — 6.26% 2025-11-26 — 6.23% 2025-12-04 — 6.19% 2025-12-11 — 6.22% 2025-12-18 — 6.21% 2025-12-24 — 6.18% 2025-12-31 — 6.15% 2026-01-08 — 6.16% 2026-01-15 — 6.06% 2026-01-22 — 6.09% 2026-01-29 — 6.1% 2026-02-05 — 6.11% 2026-02-12 — 6.09% 2026-02-19 — 6.01% 2026-02-26 — 5.98% 2026-03-05 — 6% 2026-03-12 — 6.11% 2026-03-19 — 6.22% 2026-03-26 — 6.38% 2026-04-02 — 6.46% 2026-04-09 — 6.37% 2026-04-16 — 6.3% 2026-04-23 — 6.23% 2026-04-30 — 6.3% 2026-05-07 — 6.37% 2026-05-14 — 6.36% 2026-05-21 — 6.51% 2026-05-28 — 6.53% 2026-06-04 — 6.48% 2026-06-11 — 6.52% 2026-06-18 — 6.47% 2026-06-25 — 6.49% 2026-07-02 — 6.43% 2026-07-09 — 6.49% 2026-07-16 — 6.55% 2026-07-23 — 6.58% 2026-07-30 — 6.66% 2026-08-06 — 6.69% 2026-08-13 — 6.67% 2026-08-20 — 6.65% 2026-08-27 — 6.66% 2026-09-03 — 6.71% 2026-09-10 — 6.76% 2026-09-17 — 6.95% 2026-09-24 — 7.03% 2026-10-01 — 7.28% 2026-10-08 — 7.4% 2026-10-15 — 7.4% 2026-10-22 — 7.32% 2026-10-29 — 7.24% Loan principal (USD) Loan term (months)
Estimated monthly payment at 2026-10-29 (7.24%) $2,044.49
Estimated monthly payment at 2026-10-22 (7.32%) $2,060.79
Difference (first date minus second date) −$16.30 Estimates cover principal and interest only. Taxes, insurance, fees, and lender-specific terms are excluded. This is not a lender offer.
Mortgage Rate (30-Year Fixed) Show data table